Terms of Service

1. Acceptance of Terms

By accessing or using Calculator Sathi ("the Service", "we", "us"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the Service.

2. Description of Service

Calculator Sathi provides free, browser-based calculators covering finance, health, business, math, date/time, unit conversion and related everyday topics. Calculations are performed in your browser using the figures you enter; results are estimates intended for general informational purposes only.

3. Not Professional Advice

Calculator Sathi's calculators (including but not limited to loan, tax, investment, health and business tools) are provided for general guidance only and do not constitute financial, medical, legal, tax or other professional advice. You should independently verify results and consult a qualified professional before making decisions based on them.

4. Accuracy of Results

While we aim to keep our formulas accurate and up to date, calculators may use simplified assumptions, may not reflect current rates, rules or fee schedules, and may contain errors. We make no guarantee that any result is complete, accurate or suitable for your specific situation.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law or regulation.
• Attempt to interfere with, disrupt or gain unauthorized access to the Service or its underlying systems.
• Copy, scrape, reproduce or redistribute substantial portions of the Service without our permission.
• Use automated means to extract data from the Service in a way that places excessive load on it.

6. Intellectual Property

The Calculator Sathi name, logo, design, calculators and website content are owned by Calculator Sathi or its licensors and are protected by applicable intellectual property laws. You may use the Service for personal, non-commercial purposes; you may not reproduce or repurpose the underlying tools or content without prior written permission.

7. Third-Party Links and Services

The Service may contain links to third-party websites or make use of third-party services (such as analytics or advertising providers). We are not responsible for the content, accuracy or practices of any third-party site or service.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the Service will be uninterrupted, timely or error-free.

9. Limitation of Liability

To the fullest extent permitted by law, Calculator Sathi and its owners, employees and affiliates shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or financial loss, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Changes to the Service or Terms

We may modify, suspend or discontinue the Service, in whole or in part, at any time without notice. We may also update these Terms of Service periodically; changes take effect once posted on this page with a revised "Last updated" date. Continued use of the Service after changes are posted constitutes acceptance of the updated terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Calculator Sathi operates, without regard to conflict-of-law principles, unless otherwise required by applicable local law.

12. Contact Us

Questions about these Terms of Service can be sent via our Contact page of our website.